Wealth held across generations raises questions of control, entitlement and responsibility that cannot be resolved by tax outcomes alone. The central issues are often who controls particular assets, how decisions are made, how family members participate differently and whether structures established for one generation remain suitable for the next.
We advise private groups and families on the structures through which wealth is held, governed and transferred. Trusts, superannuation, companies and succession arrangements are considered together, with tax, legal and commercial consequences coordinated rather than addressed in isolation.
The technical work must be exact, but the greater value often lies in identifying decisions that have been deferred or assumptions that have never been made explicit. Our role is to bring clarity to those conversations, helping families approach complex decisions with confidence and a shared understanding of the way forward.
Trusts
Trust structures should evolve alongside the families and businesses they support. Our advice considers whether existing arrangements remain appropriate, including trustee and appointor roles, beneficiary interests, distribution arrangements and the tax and legal implications of proposed changes.
Superannuation
Superannuation plays an important role in long-term wealth management and succession planning. Contributions, pensions, liquidity, asset ownership and death benefit arrangements are considered in the context of the family’s broader financial position, ensuring strategies remain appropriate as circumstances evolve.
Intergenerational Planning
Transferring wealth between generations involves more than the distribution of assets. Clear succession arrangements consider who will assume control, how decisions will be made and the differing roles and responsibilities of family members, allowing transitions to be planned rather than left until they become necessary.
Selected advisory matters.
- Review of trusts and family entities against their current purpose and control arrangements.
- Structures accommodating family members with different roles, interests and levels of participation.
- Succession to trustee, appointor, director and ownership roles.
- Superannuation strategy, liquidity and death benefit arrangements within the wider family position.
- Intergenerational transfer of wealth, control and responsibility.
- Rationalisation of entities that no longer serve a clear purpose.
- Coordination of tax, legal and commercial implementation across the family group.
